Calculators that do more than math.

📈Loan CalculatorMonthly payment, total interest and payoff schedule. 🏷️Markup CalculatorTurn cost into selling price with a markup percent. ⏱️Payback Period CalculatorHow long until an investment pays for itself. 🛡️Life Insurance NeedsRough coverage amount from income and debts. 💍Wedding / Baby BudgetSplit a total across categories and see what is left. 🏠Mortgage CalculatorFull monthly payment with tax, insurance and PMI. 🧾Tax Bracket CalculatorWhich federal bracket you are in, and the tax on that income. 🏠Home Insurance EstimateRough annual homeowners premium from dwelling value and deductible. 🏡House Affordability CalculatorHow much house your income can carry, with the 28/36 rule. 🗓️Amortization CalculatorFull payment schedule, with extra payments and payoff date. 🚗Car Payment CalculatorMonthly payment with trade-in and sales tax. 💳Credit Card Payoff CalculatorHow long to clear a card, or the payment to clear it by a date. ⚖️Debt-to-Income Ratio CalculatorYour DTI ratio, and what lenders look for. 🔄Mortgage Refinance CalculatorNew payment, monthly savings and the break-even point. 🏘️Rent vs Buy CalculatorRent or buy? See your net worth both ways, year by year. 🎯Mortgage Points CalculatorIs buying down your rate worth it? Break-even month. 🏡HELOC & Home Equity CalculatorHow much you can borrow, and the payment in both phases. 🚙Car Lease CalculatorMonthly lease payment from price, residual and money factor. 🎓Student Loan CalculatorMonthly payment, payoff date and what extra payments save. ❄️Debt Payoff Calculator (Snowball vs Avalanche)Snowball vs avalanche: your debt-free date and interest. 🏁Loan Payoff CalculatorPayoff date now, or the payment to be done by a date. 🚗Auto Loan Refinance CalculatorNew car payment and savings from refinancing. 💳Credit Card Interest CalculatorWhat your card balance costs in interest each month. 🔑Closing Costs CalculatorEstimate buyer closing costs and cash to close. 🏛️Property Tax CalculatorYearly and monthly property tax from value and rate. 🏢Rent Affordability CalculatorHow much rent you can afford, three ways. 🏷️APR CalculatorThe real yearly cost of a loan once fees are counted. 🏘️Home Equity CalculatorYour equity, loan-to-value and how much a lender may let you borrow. 🧩Debt Consolidation CalculatorWhether one new loan beats paying off your debts as they are. 🏦401(k) CalculatorYour balance at retirement, with employer match and 2026 limits. 🌅Retirement CalculatorAre you on track? What you need, and how long it lasts. 📈Compound Interest CalculatorSee savings grow with regular deposits. 💵Simple Interest CalculatorInterest with I = P × r × t, compared with compounding. 🎯Savings Goal CalculatorHow much to save each month to hit a target. 📊ROI CalculatorReturn on investment, total and per year. 📉Inflation CalculatorWhat money from any year since 1913 is worth today. 📊Investment CalculatorHow much your investments grow, with monthly contributions. ⚖️Roth vs Traditional CalculatorWhich saves you more: pay tax now, or later? 🩺HSA Calculator2026 HSA limit, tax savings and long-term growth. 📈APY CalculatorAPR to APY (and back), and interest earned on savings. 🏦CD CalculatorWhat a CD earns, after tax and early withdrawal. 💎Net Worth CalculatorAssets minus debts, compared with others your age. 🧓Social Security Claiming Age CalculatorBenefit at 62 to 70, and your break-even age. 🌱Roth IRA Calculator2026 Roth IRA limit, eligibility and tax-free growth. 🧾RMD CalculatorYour required minimum distribution this year. 🎓College Savings Calculator (529)What college will cost and how much to save each month. 📈Capital Gains Tax Calculator2026 tax on stock, crypto or property gains. 🧾50/30/20 Budget CalculatorSplit your take-home pay into needs, wants and savings. 🛟Emergency Fund CalculatorHow big your emergency fund should be, and how long it takes to build. 🎆New Year Savings Plan & 52-Week ChallengeYour 2027 savings goal per week or paycheck, or the 52-week challenge. 🎁Holiday Budget CalculatorPlan gifts, travel and hosting, and what to save each week. 🧾Smart Tip CalculatorScan a receipt and get the right tip for the place. 🏷️Discount CalculatorSale price, savings, stacked discounts and tax. 🧾Sales Tax CalculatorAdd tax, take it back out, or find the rate. 🛒Unit Price CalculatorWhich size is the better deal? Price per ounce, pound or item. 🧮VAT CalculatorAdd VAT or GST to a price, or take it out of a total. 💵Paycheck CalculatorTake-home pay after 2026 & 2027 federal, FICA and state tax. 🏛️Federal Income Tax CalculatorYour 2026 & 2027 federal tax, bracket and refund. 🗓️Biweekly Pay CalendarEvery 2027 payday and the months with 3 paychecks. 💼Salary to Hourly ConverterConvert pay between hourly, monthly and yearly. ⏱️Overtime CalculatorTime-and-a-half and double-time pay for the week. ⏱️Hours and Pay CalculatorHours worked between two times, and what you earned. 🧾Self-Employment Tax Calculator1099 and freelance tax, with quarterly payments. 🎁Bonus Tax CalculatorWhat your bonus check will be after withholding. 📈Raise CalculatorYour new pay after a raise, or the percent between two pay rates. 📉Salary Inflation CalculatorHas your pay kept up with prices? Your old salary in today's dollars. 🤝Commission CalculatorYour commission and total pay, or the sales needed to hit a goal. 💹Profit Margin and Markup CalculatorMargin, markup and the price to charge. 🫙Tip Pool CalculatorSplit pooled tips by hours, points or evenly. ⚖️Break-Even CalculatorUnits and sales you need to cover your costs, or hit a profit goal.

⛽Fuel Cost CalculatorRoute, your exact car and the fuel cost. ⛽MPG CalculatorYour real gas mileage from a fill-up. 🔌Gas vs Electric Car CalculatorFuel cost of gas vs electric, per year and per mile. 🌍Time Zone ConverterConvert a time between any two time zones.

🎥Stream Settings FinderTest your upload, get OBS settings for Twitch, YouTube, Kick, TikTok and more. 🎞️Video File Size CalculatorHow big a clip will be, and the bitrate to fit Discord. 🖼️Aspect Ratio CalculatorFind a ratio, or resize while keeping it, for video and images. 🗂️Media Kit & Rate Card MakerA one-page media kit and rate card, saved as PDF. 💵Monetization Requirements CheckerHow close you are to getting paid on YouTube, TikTok, Twitch, Kick and Facebook. 💜Streamer Earnings by PlatformWhat your subs and tips pay on Twitch, Kick, YouTube, TikTok, Facebook and Rumble. ▶️YouTube Money CalculatorLong-form and Shorts earnings, kept separate. 🎵TikTok Money CalculatorWhat TikTok Creator Rewards and LIVE gifts pay for your views, with 2026 RPMs. 🤝Sponsorship Rate CalculatorWhat to charge brands, and a rate card to send them. 📊Engagement Rate CalculatorYour engagement rate, and how it compares. 🧩Overlay Suite: All Stream Overlays in OneEvery overlay in one browser source, with live controls. 💬Chat Box Overlay for OBSTwitch and Kick chat on screen with emotes (7TV, BTTV, FFZ), badges and 5 themes. 📜Event List Overlay: Recent Follows, Subs & TipsA live feed of your latest follows, subs, Bits, raids and tips. 📰Event Ticker: Scrolling Supporters BarA scrolling bar of recent supporters, like a news ticker. 📌Chat Highlight Overlay: Pin a MessageMods pin a viewer's message or any text on screen. 👁️Viewer Count & Uptime OverlayLive viewer count and stream uptime, Twitch + Kick combined. 🫙Tip Jar OverlayA jar that fills with coins for every sub, Bit and tip. 👾Stream Boss OverlayViewers deal damage with subs and Bits; the final hit becomes the boss. 🏆Leaderboard Overlay: Top Chatters, Cheerers & GiftersTop chatters, cheerers, gifters and tippers this stream. 📣Sponsor Banner & Call-to-Action OverlayRotating sponsor, discount-code and follow-reminder banners. 🧱Text, Image & Video Layer for OBSAny text, clock, image or looping video as a layer. 🎶Song Request Overlay (YouTube)Viewers queue YouTube songs with !sr; mods skip and pause. 🪙Loyalty Points & Rewards StoreViewers earn points for watching and supporting, and spend them in your store. 🏷️Stream Labels: Latest Follower, Sub & CheerLatest follower, sub, cheer, raid and tip, updated live. 🖼️Starting Soon, BRB & Ending ScreensAnimated starting soon, BRB, ending and technical-difficulty screens. 🔗Social Media Links OverlayRotating or stacked social handles for your stream. 🎵Now Playing Overlay: Song or GameShow the current song or game, updated from chat or Twitch. 🔔Stream Alerts Overlay (Alert Box)Free alert box for subs, gift bombs, Bits and raids on Twitch and Kick, with sounds and TTS. 🌧️Emote Rain Overlay for OBSChat emotes rain, rise, bounce or pop on screen, with combos and sub/raid bursts. ⏱️Subathon Timer OverlayFree OBS subathon timer that adds time for Twitch and Kick subs and Bits automatically. 📊Sub Goal Bar OverlayFree sub or Bits goal bar for OBS that fills up automatically on Twitch and Kick. ⏲️Starting Soon Countdown OverlayFree "starting soon" countdown for OBS: minutes, or to an exact time. 🎭Face Filter Facecam for OBSYour webcam with face filters as an OBS source, and chat can switch them. 🗣️Talking Avatar (PNGtuber) OverlayA free PNGtuber: an avatar that talks, blinks and bounces with your mic in OBS. 🎙️Voice-Reactive Webcam Frame & Audio VisualizerA webcam border that glows with your voice, or mic-reactive audio bars, for OBS. 🎛️OBS Chat Control: Scenes & ClipsMods switch OBS scenes from chat; viewers save clips with !clip. No plugin. 📈Twitch Poll, Prediction & Hype Train OverlayShow Twitch's own polls, predictions, hype trains and ad breaks on stream, live. ✅Task List Overlay: To-Do & !task for ViewersYour to-do list on stream, plus viewers' own tasks with !task. 👋New Chatter Welcome OverlayGreets first-time chatters, returning viewers and raiders on screen. 🎡Spin the Wheel Overlay for OBSA spin wheel for OBS: your list or viewers who !join, spun by mods with !spin. 🗳️Chat Poll Overlay for OBSChat votes with !vote 1 and live bars show the results. Twitch and Kick together. 🎱Stream Bingo Overlay for OBSA streamer bingo board on screen; mods mark squares with !bingo 7. 🎮Viewer Queue Overlay for OBSViewers !join a play-with-me line; mods call !next. Shows who's up on stream. 🎬Stream End Credits OverlayMovie-style end credits of this stream's subs, gifters, raiders, mods and chatters. 🎡Giveaway Wheel and PickerSpin a wheel of names, or pull entries live from Twitch, YouTube, Kick, TikTok and more. ⏳Subathon Timer CalculatorHow long your subathon could run on Twitch, Kick, YouTube or TikTok. 🗓️Stream Schedule MakerWeekly schedule in every viewer's time zone, as an image. 😺Emote and Badge ResizerEmotes and badges for Twitch, Kick, YouTube and Discord at every size. ⏰Best Time to PostThe best times to post, converted to your time zone. #️⃣Hashtag GeneratorRelevant hashtags for Instagram, TikTok and YouTube. 🏷️YouTube Tag ExtractorSee and copy the hidden tags on any YouTube video. ✍️Caption and Title Length CheckerCheck a post against every platform's limit. 🔤Fancy Font Generator (Copy & Paste)Copy-paste bold, cursive, bubble and aesthetic text for bios, names and posts. 🕒Discord Timestamp GeneratorCopy-paste Discord timestamps that show in everyone's own time zone. 🖼️YouTube Thumbnail DownloaderGet any YouTube video's or Short's thumbnail in HD (1280×720) and every smaller size. 🖼️Social Media Image ResizerOne image, every platform size: Instagram, YouTube, TikTok, X, Twitch and more. 🔁Image ConverterHEIC, PNG, JPG, WebP and AVIF, converted in your browser. 🗜️Image CompressorShrink photos to a target size, like under 1 MB or 100 KB. 📼Video CompressorShrink a clip to fit Discord, email or any size, right in your browser. 🎞️Video ConverterMOV to MP4, WebM, MP3 audio and trimming, in your browser. 🎬Video to GIF MakerTurn a clip into a looping GIF, with size and frame-rate control. 📱TikTok, Reels & Shorts Safe Zone CheckerSee where TikTok, Reels and Shorts buttons cover your video. ▶️YouTube Thumbnail PreviewSee your thumbnail and title in a YouTube feed, on desktop and phone. 🔊Loudness Normalizer (LUFS)Measure LUFS and set clips to -14 LUFS for YouTube, TikTok and Spotify. 💬Auto Caption GeneratorFree auto captions for TikTok, Reels and Shorts, made on your device. SRT or burned in. 📲Vertical Video Maker (16:9 to 9:16)Turn stream clips into TikToks and Shorts: facecam on top, gameplay below. ✂️Background RemoverCut out the subject of a photo for thumbnails and emotes, on your device. 🫥Face Blur: Blur Faces in Videos & PhotosAutomatically blur or pixelate every face in a video or photo, on your device. 🤳Face Filters: Webcam, Photo & Video3D face paint, makeup, eye and hair color, backgrounds and stickers, live on your camera. 🎨Twitch Panel & Banner MakerMatching Twitch and Kick panels, banners and offline screens in one click.

⚖️BMI CalculatorBody Mass Index in US or metric units. 📏Body Fat CalculatorBody fat percentage from a tape measure (US Navy method). ⚖️Ideal Weight CalculatorIdeal body weight by four formulas, plus a healthy BMI range. 🔥Calorie CalculatorDaily calorie needs (TDEE) and BMR. 🔥TDEE CalculatorMaintenance calories by three formulas and every activity level. 🥗Macro CalculatorDaily protein, carbs and fat for your goal, per day and per meal. 🎯Weight Loss CalculatorDaily calories and a realistic date to reach your goal weight. 🫀BMR CalculatorCalories you burn at rest, by three formulas. 🔻Calorie Deficit CalculatorDaily calories to reach a goal weight by a date. 🥩Protein Intake CalculatorGrams of protein a day for your weight and goal. 💧Water Intake CalculatorHow much water to drink a day, with exercise and heat. 🍺Blood Alcohol (BAC) CalculatorEstimated BAC from drinks, weight and time. 🩸A1C CalculatorConvert A1C to average blood sugar (eAG), and back. 🏃Running Pace CalculatorPace per mile and km for any distance. 🏃Calories Burned CalculatorCalories burned for 24 activities, by weight and time. 🏋️One Rep Max CalculatorEstimate your 1RM and training weights from any set. ❤️Heart Rate Zone CalculatorYour 5 training zones, max and zone 2 heart rate. 👟Steps to Miles CalculatorSteps to miles and kilometers by height. 😴Sleep CalculatorBest times to go to bed or wake up. 🏃Race Time PredictorPredict your 10K, half or marathon time from a recent race. 😴Sleep Debt CalculatorHow much sleep you're short this week, and how to make it up. 👶Due Date CalculatorEstimated due date and weeks pregnant. 🤰Ovulation-Based Due DateDue date from ovulation or conception date. 🤰How Far Along Am I? Pregnancy Week CalculatorWeeks pregnant, trimester and upcoming milestones. 🤰Pregnancy Weight Gain CalculatorRecommended weight gain for your BMI, week by week. 🌸Ovulation CalculatorYour likely fertile days and next period.

📐Square Footage CalculatorMeasure rooms, or upload a floor plan to total it. 🧱Concrete CalculatorCubic yards for a slab, footing or steps. 🪵Lumber / Decking CalculatorBoard feet and number of boards for a deck or floor. 💧Gallons per Minute CalculatorFlow rate from volume and time. 🎨Paint CalculatorGallons of paint for a room. 🪴Mulch, Gravel and Soil CalculatorCubic yards, bags and tons of mulch, gravel or soil. 🔲Tile CalculatorTiles and boxes for a floor or wall, with grout and waste. 🪵Flooring CalculatorBoxes of laminate, vinyl, hardwood or carpet yards. 🧱Drywall CalculatorDrywall sheets for a room's walls and ceiling. 🖼️Wallpaper CalculatorRolls of wallpaper by strips, with pattern repeat. 🪵Fence CalculatorPosts, rails, pickets and concrete for a wood fence. 🏠Roofing CalculatorRoof area, squares and shingle bundles from pitch. 📏Board Foot CalculatorBoard feet and cost for lumber and hardwood. 🧮Cubic Yard CalculatorCubic yards, cubic feet and bags for any area. 🏊Pool Volume CalculatorGallons in a rectangle, round or oval pool. 🔌Electricity Cost CalculatorWhat an appliance costs to run per day, month and year. ❄️BTU Calculator (AC Size)What size air conditioner a room needs, in BTUs. 📏Unit ConverterLength, weight, volume, temperature, area and speed. 🌡️Temperature ConverterCelsius, Fahrenheit, Kelvin and Rankine, all at once. 📏Height ConverterFeet and inches to centimeters and back, with a chart. 🏋️Kg to Lbs ConverterKilograms to pounds, pounds to kilograms, and stone. 🥣Cooking Measurement ConverterCups to grams and back, for 18 baking ingredients.

💯Percentage CalculatorPercent of a number, percent change and more. ⚡Ohm's Law CalculatorV = I × R. Find any one from the other two. 📉Percent Decrease CalculatorHow much did it drop, as a percent. 🔢Fraction to DecimalTurn a fraction into a decimal and percent. 🎲Permutations & CombinationsnPr and nCr for counting arrangements. 📈Percentage Increase and Decrease CalculatorPercent change between two numbers, or add a percent. 🧮Scientific CalculatorTrig, logs, powers, roots and factorials, with history. ½Fraction CalculatorAdd, subtract, multiply and divide fractions and mixed numbers. 🔢LCM and GCF CalculatorLeast common multiple and greatest common factor, with steps. 🏛️Roman Numeral ConverterNumbers and years to Roman numerals and back, with steps. √Square Root CalculatorSquare, cube and nth roots, with radicals simplified. 🔬Scientific Notation CalculatorConvert to and from scientific notation, and do math with it. 💻Binary, Hex & Decimal ConverterConvert numbers between binary, octal, decimal, hex and any base. xⁿExponent & Root CalculatorPowers and roots, with exact big numbers and steps. 📐Quadratic Formula CalculatorSolve ax² + bx + c = 0 with steps, vertex and graph. 📈Slope CalculatorSlope, line equation, distance and midpoint from two points. ➗Ratio CalculatorSimplify ratios and solve proportions. 📐Pythagorean Theorem CalculatorFind a right triangle's missing side and angles. 🔷Area CalculatorArea of 8 shapes, with the formula for each. 🏎️Speed, Distance & Time CalculatorSolve for speed, distance or travel time. 🔺Triangle CalculatorSolve any triangle from three sides, two sides and an angle, or two angles. 🧊Volume CalculatorVolume of a box, cylinder, sphere, cone or pyramid, in liters and gallons too. ➗Average CalculatorMean, median, mode and range of a list of numbers. 📉Standard Deviation CalculatorSample and population standard deviation, with steps. 🔔Z-Score CalculatorZ-scores, normal probabilities and percentiles. 🎲Probability CalculatorAnd, or, not, and the chance of at least once in n tries. 🎯Percent Error CalculatorPercent error between measured and true values. 🎲Random Number GeneratorTruly random numbers in any range. 📝Weighted Grade CalculatorYour class grade from weighted categories. 🎓GPA CalculatorSemester and cumulative GPA with +/- grades. 📝Final Grade CalculatorThe score you need on your final exam. 🎓GPA to Percentage CalculatorConvert a 4.0-scale GPA to a percentage and letter grade, or back.

🎂Age CalculatorExact age in years, months and days. 💼Business Days CalculatorWorking days between dates, or a date plus business days. 🐶Dog Age CalculatorYour dog's age in human years, using the DNA-based formula. 🐈Cat Age CalculatorCat years to human years, with life stage. 📆Date DifferenceDays, weeks and business days between dates. ⏳Days Until CalculatorCountdown to any date, holiday or birthday. ⌛Time CalculatorAdd and subtract hours, minutes and seconds. 🕐Military Time Converter12-hour to 24-hour time and back, with a full chart. 🔑Password GeneratorRandom, memorable, sentence and PIN passwords. 🔤Word CounterWords, characters and reading time.