$11 an hour by pay period
Before taxes, working 40 hours a week all year:
| Period | Pay before tax |
|---|---|
| Year (2,080 hours) | $22,880 |
| Month | $1,906.67 |
| Every two weeks (80 hours) | $880.00 |
| Twice a month | $953.33 |
| Week (40 hours) | $440.00 |
| Day (8 hours) | $88.00 |
The quick way to estimate: double the hourly rate and add three zeros. $11 × 2 = 22, so about $22,000 a year. The exact figure, $22,880, is a bit higher because a year has 2,080 work hours, not 2,000.
After taxes
For a single filer in 2026 with the standard deduction and no state income tax, $22,880 a year leaves about $20,452, or $786.60 every two weeks. Federal income tax takes $678 and Social Security and Medicare take $1,750. Married filing jointly on one income, take-home rises to about $21,130.
State tax, 401(k) contributions and health insurance lower this further. See take-home pay for your state with the paycheck calculator by state.
Part-time and longer weeks
| Hours | Per week | Per year |
|---|---|---|
| 20 hours a week | $220.00 | $11,440 |
| 25 hours a week | $275.00 | $14,300 |
| 30 hours a week | $330.00 | $17,160 |
| 35 hours a week | $385.00 | $20,020 |
| 45 hours a week | $495.00 | $25,740 |
| 50 hours a week | $550.00 | $28,600 |
Hours over 40 a week usually earn time-and-a-half, $16.50 an hour, so a 45-hour week pays $522.50, not $495.00.
What $11 an hour can afford
A common guideline is to spend no more than 30% of gross income on rent, which at $22,880 a year is about $572 a month. Lenders typically cap a mortgage payment at 28% of gross income, about $534 a month; see how much house you can afford.